Social Security Disability Extension to the -Month Period



  • You may extend your months of continuation coverage for an additional months of coverage, to a maximum of months, for all qualified beneficiaries if the Social Security Administration determines a qualified beneficiary was disabled according to Title II or XVI of the Social Security Act at the time of the qualifying event or any time during the first days of continuation coverage. This extended period allows disabled persons continued coverage for the period of time that it normally takes to become eligible for Medicare. The state calculates your premiums for coverage beyond the initial months at % of the state's group coverage premium rate. You continue paying this premium directly to the plan or its designee each month.

    It is the qualified beneficiary's responsibility to obtain this disability determination from the Social Security Administration and provide a copy of the job function email database determination to the appropriate plan within days after the date of determination and before the original -month COBRA eligibility period expires. It is also the qualified beneficiaries responsibility to notify the plan within days if a final determination is made that they are no longer disabled.

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    Special Medicare Entitlement Rule for Dependents Only

    If an employee becomes entitled to Medicare benefits prior to the date of an -month qualifying event, then his/her dependents are eligible for months of COBRA continuation coverage, or months measured from the date of the Medicare entitlement, whichever is greater.

    Example: If an employee becomes entitled to Medicare seven months prior to termination of employment, the dependents are offered months of continuation coverage. The employee is only offered months.

    SB - Former state Employee Extension to the -Month Period (Repealed Effective January

    Another extension to the -month continuation period is available to any former State of California employee currently enrolled in COBRA and he/she was years of age and an active employee for at least five prior years on the date that his/her employment ended. The extended COBRA period provides uninterrupted coverage until age or entitlement to Medicare. The spouse or domestic partner may extend the coverage for a period of five years from the date that the former employee's employment ends. Your personnel Office calculates the premiums for extended coverage for former employees beyond the initial months at % of the state's group coverage premium rate. You continue to pay this premium directly to the plan or its designee each month. To elect, the former employee, spouse, or domestic partner must notify the plan within days prior to the end of the-month COBRA coverage period.

    AB Repeals SB - Former state Employee Extension to the -Month Period

    Under California law AB , the provisions of SB were repealed for those individuals who meet the eligibility requirements of SB after January , What this means is that if an employee experiences a qualifying event (i.e., termination of employment) on or after January , , then the provisions of SB are not available at the end of the -month COBRA continuation coverage.


 

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