Is it better to purchase a townhouse or condo?
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Maintenance costs vary depending on the community and HOA rules. Condo owners usually pay monthly HOA fees that cover exterior maintenance, landscaping, and shared amenities. Townhouse owners often have more maintenance responsibilities, although HOA services differ by community. When evaluating condo vs townhouse, don't focus only on HOA fees—consider repair responsibilities, insurance costs, and long-term upkeep. A condo offers easier maintenance, while a townhouse provides greater ownership control but may require more time and money for exterior maintenance.